To make payments with network tokens, you can choose between two options: This limits your PCI scope and potentially increases authorization rates. We recommend that you use both features-Network tokenization and Adyen tokenization-together when you let Adyen provision and collect network tokens. In this case, you continue using your regular payments flow and Adyen takes care of automatically swapping card details for a network token when necessary. This network token is stored by Adyen and can be then used in place of the card during the authorisation.

With Network tokenization, card networks (schemes) provide a service which creates a network token for a card.

With Adyen tokenization, we swap card details for a recurringDetailReference token which you can then use to make payments.Note that network tokenization is different from Adyen tokenization. Network tokenization vs Adyen tokenization For example, if the card expires or the shopper loses the card and then re-issues it, you can still use the same token for transactions. Better payment security because each transaction is protected with a one-time use cryptogram.īecause network tokens are managed by card networks, any update to the associated card doesn't require the token update.Minimal integration efforts for adopting EMVCo's network token standards.Higher authorisation rates compared to payments made without network tokens.Reduced shopper friction and declines because network tokens are maintained and automatically updated by card networks.Here are the benefits of making payments with network tokens: A network token is 16-digit Primary Account Number (PAN) alternative, which is unique for each shopper-merchant pairing. Card networks, like Visa, Mastercard and American Express, offer network tokenization services.

Payment details spotify redeem token